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Security Guards

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Security Guard & Alarm Program

Program Target Description: Security Guard & Alarm Program 

Program Targets: 

  • Target Risks:  Security Guard, Private Investigation and Electronic Security (Burglar/Fire Alarm, Access Control, CCTV, Video Monitoring) companies 
  • Ineligible Risks:  Public Law Enforcement, Correctional Institutions, Prisons, Probation Departments 
  • Geographic:  Nationwide 

Why work with our program administrator?

  • Longevity & Experience: Over 40+ years of experience insuring private security agencies 
  • Custom Products: A General/Professional Liability Policy that is considered the Gold Standard for the Private Security Industry 
  • Endorsements: National Council of Investigation & Security Services (NCISS), the largest independent security association in the country. 

Coverages & Limits Available

  • Admitted or Non-Admitted: Non-Admitted 
  • Security Guard General / Professional Liability: includes care, custody or control coverage; first & third party theft; vicarious liability to name a few. 
  • Limits for GL / professional liability: $1m per occurrence / $3m aggregate (higher limits available) 
  • Additional coverage available: include Crime; Auto; Investigator Liability; Alarm, Electronic Security, Telecommunications Liability 
  • Umbrella: limits up to $25MM 

Submission Requirements:

  • 3 Years in business or 5 years of industry experience 
  • Program administrator’s application for general liability/professional liability & ACORD application for Umbrella 
  • 5 Years currently valued loss runs 

Broker Requirements:

  • Licensed Broker/Agent with evidence of E&O Insurance 
  • Signed the program administrator’s brokerage agreement